Stop Credit Card Charge on Visa Credit Card

If you have noticed charge on your Visa card that is not legitimate or you are having problems with the store or vendor who sold the defective product, you may need to stop charging. Fortunately, there is no process by which you can do this. You have to be sure to follow the right steps to preserve your legal rights. If the situation requires, first try to solve a problem with the merchant who took over.

You will need to document your efforts to get eliminated by Visa load the trader does not deal with the situation. If the load is something that has not bought or recognize, skip this step and start with step 2. caller of your Visa card to dispute charge.

Stop Credit Card Charge on Visa Credit Card

You can call customer service number on back of your card and select option to file dispute or ask to be connected to correct department by operator. Be prepared to give specifics, such as date on which charge was made, vendor and reason for your dispute. Document date and time of your call and name of Visa representative to whom you speak.

Immediately follow up on your verbal dispute with letter that spells out same information you provided verbally. If you tried to resolve situation with vendor, include proof of your efforts. Fair Credit Billing Act requires you to send this letter within 60 days from date that disputed charge was made. Investopedia advises that you send it with return receipt requested, so you have proof that it was delivered within allotted time.

Check your account balance to see if your Visa card issuer temporarily removed disputed charge from your account. Many of larger issuers will do this as courtesy while matter is being investigated. However, if credit card company decides that charge is legitimate, it will be placed back on your account.

According to Investopedia, you should continue to pay your Visa account, even if issuer doesn’t immediately remove charge. If issuer finds that your dispute is correct, it will be required to remove charge at end of investigation. In meantime, if you don’t pay on your account, you can rack up late charges and interest.

We hope this information about “How to Stop Credit Card Charge on Visa Credit Card” is really helpful to you as well as other information related to credit card

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How to Stop Credit Card Charge on Visa Credit Card

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